Insurance is always a technical gamble. If you need it for something moderate to big you’ll easily run up a much higher bill than 5k. Could even be enough to eat the years of savings you had.

If you had paid that 5k that year, you’d still have your savings.

Have lifetime already. No reason to jump. Generally it just works.

No need to have another project while Plex still works fine.

It has its own issues. Like converting to FIAT / transactions having sizable fees in some cases.

Beyond that, some folks lose their private keys and some exchanges go under.

I’m curious, what is your alternative here?

If you say crypto, I’ll say lol. If you say under your mattress I’ll lmao. If you say physical gold, I’ll chuckle subtly.

In this world there aren’t perfect answers. You do the best with what you’re dealt.

For me it was a requirement for at least a few years.

Hmm. Makes me think of that episode of Malcolm in the Middle when Reese joins the army.

Hit the nail on the head. Download the file, inspect, then run that local copy.

I appreciate the exact price of $2.68.