I’ve saved up some amount of cash, but family is poor and hasn’t had useful advice. I feel like the stock market hasn’t been great for society, but surely there are some causes who would use the capital for good (and give it back when I need it later)? I have a half remembered portfolio from a previous union with a big war chest, but it doesn’t feel actionable.
I’m in North America + UK; but answers globally I think are interesting.
You could look into ESG and SRI funds. There’s no guarantee they will keep their value, but they are relatively easy to liquidate if you need the value converted to cash.
You can sink capital into community infrastructure to use it for good, but you might not be able to liquidate it easily (or at all). It can be still be considered an investment, if you actually to value the good that the infrastructure does more than you value the capital expended. If your value is only “cash value”, then it’s not an investment, but it still might do good.
Good luck finding something. I’m in various ESG funds until I hit “my number” and then I will start directing all the capital I have in excess of “the number” to “good” that’s not under my control, primarily through normal, no-strings-attached donations to local charities in my community.