

Having $100k stashed away is great! Check out the book “A Simple Path to Wealth” by JL Colllins for investment advice.
I’d recommend you stop comparing yourself to others and focus on what you want in life. You say you don’t know if you should use your savings as a down payment for a house or not, but do you even want to own a house? Homeownership is very much a lifestyle choice. With rent, that is the maximum you will have to pay. Your mortgage is just the bare minimum. If I was single, I would not want to live in a house. I would either rent or potentially buy a condo.
You say your an individualist but are scared of being alone. What are you doing to build relationships (romantic or not) and community?








Especially since early Christianity saw Hell as a freezing cold place, not a fiery inferno. That imagery didn’t come along until much later when Dante’s Inferno was written.